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贷款的车子能卖吗 - 第一车网爱车问问
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    贷款的车子能卖吗

    (解决时间:2013/01/22 09:46)浏览量:17617次

    2013/01/06 17:49 提问者:iautos车 友 

     

    标签: 三厢 车子  
    相关在售二手车推荐:  小型车  紧凑型车  中型车  中大型车  豪华车  MPV  SUV  跑车  
    最佳答案
    您好,欢迎光临第一车网!
    银行按揭中的车辆,不能进行交易和买卖,也不能过户。不过可以再办理信用贷款的,只需车主征信良好,按揭车辆满半年,或者车辆结清未满半年,且购买车价10万以上,可以申请按揭款的36倍额度贷款,最高可办理30万,月息只需1分,周期是1年至3年,2至3个工作日下款。全国符合条件按揭车辆均可办理,必须到正规地方签订贷款合同协议。
    按揭中的车 是抵押在银行 就是说你没有产权 所以无法交易 必须还完所有贷款 解除抵押登记 (银行在车管所办理)才能交易,按揭贷款需要向银行提供身份证 户口本 房产证(居住证明)收入证明照片,银行不针对个人贷款 一般卖车的地方会和担保公司有联系 通过担保公司就可以向银行贷款了。
    不能过户,卖车过户需要机动车注册登记证,你没还完贷款前这东西都押在银行或者担保公司,除非买家愿意帮你先行还掉全部贷款,取出机动车注册登记证,你才能进行过户手续。当然你可以不过户,私自签订协议把这个车卖给他用,但是由于车主登记的还是你,有点时候可能会有纠纷。
    如果你想了解更多关于这方面的知识,你可以到第一车网的二手车百事通栏目
    http://www.iautos.cn/news/newslist.asp?lm=20020009
    回答者: 王琦 回答时间:2013/01/22 09:46

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