二手车可以贷款吗？需要哪些手续 - 第一车网爱车问问

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二手车可以贷款吗？需要哪些手续 - 第一车网爱车问问

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二手车可以贷款吗？需要哪些手续

（解决时间：2010/09/14 14:05）浏览量：6218次

2010/08/18 23:06 提问者：iautos车友

标签： 贷款

相关在售二手车推荐: 小型车紧凑型车中型车中大型车豪华车 MPV SUV 跑车

最佳答案

北京市二手车贷款资格 可以

资格要求：必须具备北京市户口，身份证和固定住房。年龄要求：一般是20到60岁的公民。收入要求：具有稳定的职业和稳定收入，以此确保按期偿还车款本息的能力。

贷款资料

购车本人的身份证；户口本；住房证明；收入证明：月收入须是月还款的两倍；两张一寸近照，购车人如已婚，还要结婚证及配偶证件。

贷款手续

 1．相关资料交与经纪公司初审

2．交首付款

3．选定车型

4．与经销商签订购车合同、办理保险等

5．银行受理、批准

6．车辆相关手续并交付车辆

每家银行要求不同，具体咨询银行。

回答者：第一车网回答时间：2010/08/19 11:28

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